Solving debt, Surah Tahreem and Hijr

“Money makes the world go round” is the famous English saying. Without money we are powerless. We cannot buy anything and thus we cannot survive or at the least we are dependent on handouts. Thus we have belittled ourselves by demeaning our dignity somewhat by being dependent on others and even possibly a burden. Sometimes we are forced to borrow and thus we fall in to debt. Debt is something painful and stressful and can even lead at times to the ultimate tragedy and worst case scenario, that of suicide (may Allah protect us all from that). There have been many who upon hearing news of their mortgages or bad news about their jobs which sustain these mortgages have committed suicide. Tragically they have been afflicted by a feeling of complete hopelessness, of despair, of being crushed and almost emotionally suffocated and strangled. There is no way out, they are then also infected simultaneously with self-pity, “Why? Why me? What about my children, this world is so unfair, this is so cruel”. This toxic and lethal cocktail of complete despair and self-pity then propels its victim over the abyss and in to committing the act of ending his or her very life.

However as Muslims we should strive never to be in debt, and to help those who are in debt. We should strive to help our neighbours and our community be they Muslim or non-Muslim. We have the book of Allah, which is the word of Allah. We cannot see Allah, we cannot meet Allah, and we cannot meet Allah himself but the nearest thing that we have to experiencing anything close to the divine essence of Allah is hearing his words, the Quran. Reciting it is a blessed act which brings the angels and from which emanates goodness, mercy and blessings.



The Quran is many things. It is a source of guidance. A book of events of the past explaining and educating. It is also a treasure chest of beautiful jewellery and gemstones in the form of chapters (surahs) and verses (ayaat) that have special divine benefits and properties. For example reciting the Surah of the Quran Al-Waqiah protects the reciter from poverty. Suratu Tahreem protects one from debt. Of course it is up to Allah to accept the du’a of the one who recites this and asks him, and the one who makes du’a (supplication) needs to perform his prays and not commit evil.

Another surah to help against debt in the form of prosperity in business is Suratul Hijr.

Suratul Hijr is the 15th chapter of the Quran. Hijr refers to and it refers to a nation known in the Quran as Thamud. Al Hijr means the stoneland.

The people of Thamud resided in the north of Arabia.

The people of Thamud resided in the north of Arabia.



This surah helps those who recite it with debts and poverty. Interestingly it refers to a city in the barren, arid lands of Arabia, a land mainly of desert. For man to prosper economically he needs natural resources be it fruits, vegetables, wood, precious minerals which he can sell. Arabia is very rich in any of these, so until the modern period one would have imagined how Allah could have made such a barren land as Arabia one of the most prosperous regions of the world with millions from far greener, fertile and agriculturally richer lands such as Bangladesh, Indonesia, Egypt, India and elsewhere in Africa, Asia, Europe and the rest of the world?

Yet we see the prosperity that Allah has bestowed upon the people of that region and their modern cities.

Jeddah in the modern prosperous Saudi Arabia.

Jeddah in the modern prosperous Saudi Arabia.


This shows the limitations and inability of man and in contrast the complete and absolutely ability of the One who created man, his Lord, Allah.

Man in his limited way of thinking would have felt that the Arabs of Arabia (as opposed to the Arabs of the Levant, Egypt and others) without fruits, vegetables, wood, precious stones would have remained poor and a remote part of the world, yet contrary to what many might have thought this land is now an economic centre of the world through the discovery of the resource known as “black gold” i.e. oil.

Allah knew there was oil, most men of 200 years ago did not even know what it was.

To the naked eye Arabia would have been barren, desert, resourceless, in reality it was underneath rich and flowing in a resource the world all over craves for.

So Allah is the provider and the creator of wealth, and from ways which are unimaginable and which are not thought of he can bring forth means of sustenance and provision for his creation.


Just as he has endowed the people of Arabia with wealth so can he do the same for those who read Suratul Hijr.



Oh Allah please send peace and prayers upon our noble prophet.


All praise be to Allah the lord of the worlds and the master of existence. Peace and prayers be upon our noble prophet and upon his noble family and companions and his ummah (Islamic nation) and his brothers, the Anbiya (the prophets) and upon their followers. Peace be upon them all and may Allah make us all love our holy prophet and make us others love him. The one who does not love the prophet is not part of the ultimate love, the greatest love, the love of the Creator of the universe for the best of the creation, the beloved of Allah, Muhammad ibn Abdullah.

Peace be upon our noble prophet, the kind, soft, warm-hearted man inclined to mercy and forgiveness, the one who did not look at people’s forms and appearances, the one for whom the internal character of a person was much more important.

Peace be upon him and let us make durood for him day and night, every hour of the day and make others too love him and send peace and prayers upon him.

Ameen, thumma Ameen.


  • Faatih

2 Responses to “Solving debt, Surah Tahreem and Hijr”

  1. 1 MAREM May 11, 2016 at 4:17 pm

    Thank you very much! I read it for job with dua and got it! even i was blocked by magic! very strong surah!

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

January 2016
« Jul   Feb »


Enter your email address to follow this blog and receive notifications of new posts by email.

Join 71 other followers

Blog Stats

  • 167,781 hits

%d bloggers like this: